One of Our Core Principles:

Safety First

Safe Retirement Income is Possible

Above all, Sue Gordon Retirement Strategies values safety. As a matter of fact, we make it our top priority. With this core principle in mind, we focus on presenting you with options to keep your money safe from losses.

Our three core principles are:

  1. Safety
  2. Reasonable Rates of Return**
  3. Keeping it Simple
elderly couple enjoying their retirement at a coffee shop - safe retirement income

Why Safe Retirement Income Matters

Earlier in life, during your career, you can afford to take more risks. If you have money in the stock market, and the market drops, your finances also drop. If you are still decades away from retirement, your finances have time to recover. In contrast, as retirement approaches, or even arrives, you don’t have this luxury anymore. In the event of a market crash (like what happened in 2001, 2008, or 2020) your income may take a hit. Safe retirement income is, for this reason, a vital feature of your retirement strategy. Look for options that allow you to stay protected, regardless of market conditions.

How to Create Safe Retirement Income

When building wealth, many people invest in the stock market via their 401(k), 403(b), IRA, or other retirement account. The idea is to invest for the “long haul.” Theoretically, if your money stays put, this works. However, once you are nearing retirement, your needs change. Now, your income no longer comes from employment. Instead, your lifestyle has to be funded by your savings. It’s time for your money to work for you. How can you achieve safety of retirement income?

Fixed Indexed Annuities

All things considered, an annuity, specifically a fixed indexed annuity, or FIA, may be the ideal solution. These products offer guaranteed* income. Insurance companies are required to set aside the annuitant’s money in a reserve in order to keep it protected. However, you can also get reasonable returns** on your money. You can meet with us, as we can help map out the path to safe retirement income.

Another benefit of FIAs? Tax deferral. You don’t have to pay taxes on your money until you withdraw it. This is yet another way it keeps you protected from losing money.

Avoiding Ups and Downs

The bottom line? Safe retirement income means preventing losses. Our clients typically have a few things in common: Firstly, they don’t want to lose the money they’ve worked so hard to earn and save. Secondly, they’re looking for reasonable rates of return.** And lastly, they want to keep things simple and have peace of mind. If any of these ideas resonate with you, reach out to us. Our team is here to help!

Scroll to Top